Resources

Hands-on calculators.
Plain-English glossary.

Two parts to this page: interactive planning tools that update as you type, and a simple, jargon-free glossary of the mutual fund terms you'll come across. No sign-up, no downloads.

Part A · Planning Tools

Nine calculators, ledger-style.

Loan EMI Calculator

See your monthly instalment — and how much of a loan you actually repay once interest is added up.

Loan Amount (₹)Interest Rate (% per annum)

Tenure (years)20 yrs

130

Monthly EMI

₹43,391

Principal vs. Interest

Principal · 48% Interest · 52%

Principal₹50,00,000

Total Interest₹54,13,879

Total Payment₹1,04,13,879

Over 20 years, you repay about 2.08× what you borrowed — ₹54.14 L in interest alone.

Outstanding balance at end of each year

Year 1₹49,00,489

Year 2₹47,92,181

Year 3₹46,74,300

Year 4₹45,46,000

Year 5₹44,06,359

Year 6₹42,54,375

Year 7₹40,88,957

Year 8₹39,08,918

Year 9₹37,12,965

Year 10₹34,99,691

Year 11₹32,67,566

Year 12₹30,14,923

Year 13₹27,39,949

Year 14₹24,40,670

Year 15₹21,14,937

Year 16₹17,60,412

Year 17₹13,74,550

Year 18₹9,54,582

Year 19₹4,97,492

Year 20₹0

Year-by-year table

Year	Interest Paid to Date	Principal Paid to Date	Outstanding Balance
1	₹4,21,182	₹99,511	₹49,00,489
2	₹8,33,569	₹2,07,819	₹47,92,181
3	₹12,36,382	₹3,25,700	₹46,74,300
4	₹16,28,776	₹4,54,000	₹45,46,000
5	₹20,09,829	₹5,93,641	₹44,06,359
6	₹23,78,539	₹7,45,625	₹42,54,375
7	₹27,33,815	₹9,11,043	₹40,88,957
8	₹30,74,470	₹10,91,082	₹39,08,918
9	₹33,99,210	₹12,87,035	₹37,12,965
10	₹37,06,631	₹15,00,309	₹34,99,691
11	₹39,95,199	₹17,32,434	₹32,67,566
12	₹42,63,250	₹19,85,077	₹30,14,923
13	₹45,08,970	₹22,60,051	₹27,39,949
14	₹47,30,385	₹25,59,330	₹24,40,670
15	₹49,25,346	₹28,85,063	₹21,14,937
16	₹50,91,515	₹32,39,588	₹17,60,412
17	₹52,26,347	₹36,25,450	₹13,74,550
18	₹53,27,073	₹40,45,418	₹9,54,582
19	₹53,90,677	₹45,02,508	₹4,97,492
20	₹54,13,879	₹50,00,000	₹0

Part B · Mutual Fund Terms, Simplified

Investing shouldn't feel like
decoding a dictionary.

We keep your investing clean, crisp, and away from jargon, heavy legal language, and confusing acronyms, so you can focus on what really matters — your goals, your money, and your peace of mind.

Tap any term below to expand it and see what it means, why it matters, and a simple real-life example.

NEW · 30-SECOND SNAPSHOT

Get your Planning Readiness Snapshot.

Seven quick questions. We'll score your setup across savings, protection, and emergency preparedness — and email you a one-page PDF summary.

Take the 30-Second Snapshot

Still confused by the terms?

You don't need to become a finance expert
to start investing well.

We explain every step in simple language, help you understand what matters, and keep your investing clean, crisp, and away from jargon and legal clutter.

Speak to Us in Plain English

All nine calculators above are illustrative planning tools that use the inputs and assumptions you provide. Actual returns vary; past performance is not indicative of future results. Mutual fund investments are subject to market risks — please read all scheme-related documents carefully before investing.

Hands-on calculators.Plain-English glossary.

Nine calculators, ledger-style.

Loan EMI Calculator

Investing shouldn't feel likedecoding a dictionary.

SIP— Systematic Investment PlanInvesting a fixed amount at regular intervals — usually every month — instead of waiting to build a lump sum.

STP— Systematic Transfer PlanMoving money gradually from one mutual fund scheme to another in a structured way.

SWP— Systematic Withdrawal PlanWithdrawing a fixed amount from your mutual fund investment at regular intervals.

NAV— Net Asset ValueThe per-unit value of a mutual fund scheme on a given day.

AMC— Asset Management CompanyThe company that launches and manages mutual fund schemes.

AUM— Assets Under ManagementThe total value of money being managed in a mutual fund or by an AMC.

KYC— Know Your CustomerThe identity verification process required before you can invest in mutual funds.

PAN— Permanent Account NumberYour tax identity number, commonly required for mutual fund investments in India.

NFO— New Fund OfferThe first subscription period of a newly launched mutual fund scheme.

ELSS— Equity Linked Savings SchemeA tax-saving mutual fund category that comes with a lock-in period.

IDCW— Income Distribution cum Capital WithdrawalThe term now used in place of the older word 'dividend' in mutual funds.

TER— Total Expense RatioThe annual cost charged by the fund for managing your investment.

Exit Load— Exit LoadA charge that may apply if you redeem your investment before a specified period.

Lock-in Period— Lock-in PeriodThe minimum time during which the investment cannot be redeemed.

Benchmark— BenchmarkA reference index used to compare how a mutual fund is performing.

Folio Number— Folio NumberYour unique account number with a mutual fund house.

Get your Planning Readiness Snapshot.

You don't need to become a finance expertto start investing well.

Hands-on calculators.
Plain-English glossary.

Investing shouldn't feel like
decoding a dictionary.

You don't need to become a finance expert
to start investing well.